Contributing a little extra can make a surprisingly big difference to your super.

BOOST YOUR SUPER

For many people, employer super contributions won't be enough to fund a comfortable retirement. Super boost is designed to help you see how increasing your regular super contributions could help you achieve a brighter future.

This straightforward tool lets you see how personally contributing a small percentage of your income into super now, can boost your balance at retirement. Click on the 'Continue' button below to get started!

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Monthly contribution

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Account balance

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$XX,XXX
  • This is me when I retire in
    35 years.
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See the difference
a boost could make
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$XX,XXX
? 20 years from today
$XX,XXX
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Boost your savings

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Years to retirement

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? Investment returns XX
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What next?

Now that you've seen how much you could save with extra contributions, it's time to take action!

Transfer any other super into your Vision Super account to save on paperwork and fees.

Transfer your super

Grow your super by making salary sacrifice contributions through your employer.

Boost your super

If you're having trouble understanding your super, or how to contribute extra, we're here to help.

Contact us
 
Disclaimer

This calculator carries out calculations based on the data you input and assumptions about the future such as inflation rates and investment returns. None of us can predict the future, so please remember that the results shown by the calculator are for illustration purposes only and do not guarantee any future outcome or entitlement. Your actual account balance at retirement is likely to differ from the estimated figures shown.

While considerable effort has been made to validate the calculations used, the accuracy of the calculations cannot be guaranteed and the results are for illustration purposes only. To the extent of law, neither the provider of the calculator, its service providers or any related bodies accept any liability for any omissions, errors or inaccuracies in the results generated by the calculator or the use of these results. The calculator is not intended to provide a recommendation in relation to a financial product or interest in a financial product. You should consider the product disclosure statement for the relevant financial product to determine if the product is suitable for you.

Any choices you make or data that you enter while using the calculator are erased once you have finished using the calculator. However, you have a responsibility to ensure that you exit the website when you are finished with the calculator, especially if you leave your computer for any length of time.

The calculator should be used in conjunction with other available communications and not as the sole source of information when making decisions about your personal finances.

The calculator is not intended to be relied upon as a substitute for professional financial advice. You may wish to seek independent financial advice from an Australian financial services licensee before making any personal finance decisions.

Assumptions

Assumptions can be edited on the 'Edit assumptions tab'.

Contributions

Savings are assumed to be added as regular, before-tax monthly contributions into a superannuation account.

Any contribution limits relating to a specific superannuation account are ignored. The calculator assumes all contributions can be saved without additional tax or fees. If your contribution is less than 1% of your current salary the slider will default to 1%.

Future inflation & salary increases

The calculator assumes a future inflation rate of 4.00%.

It assumes that your future salary will increase by 4.00% a year.

Investment returns

Investment returns are assumed to be consistent for the duration of the savings period.

Vision Super offer 10 investment options in total, in this calculator, we refer to five. If you are currently invested in an option that is not displayed on the calculator and you wish to see which option in this calculator best matches your current option, please compare the investment objectives for each option at www.visionsuper.com.au/investments/investment-options-in-detail.

Accumulation phase return
Just Shares CPI + 3.5%
Growth CPI + 4.0%
Balanced Growth CPI + 3.5%
Balanced CPI + 3.0%
Conservative CPI + 2.5%
Super boost/2.0.20r18

Edit Assumptions

Wage inflation

The wage inflation slider represents changes to the Average Weekly Ordinary Time Earnings (AWOTE) rather than your personal salary expectation. It is used to discount future amounts into current values.

Price inflation

Insurance premium

Edit user defined investment option

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